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SOLUTIONS INSURANCE AGENCIES is a Minnesota-based independent insurance agency with offices in Duluth, St. Cloud, Savage, and International Falls. SIA provides high quality products and services in the areas of commercial insurance, employee benefits, and personal insurance.


This agency was initially established in Duluth, Minnesota in 2001 by current SIA President, Tom Bergum, as an independently owned division of a large Minneapolis based insurance agency. It operated as an affiliate of that company until they were acquired by Marsh & McLennan Agency LLC in January of 2011. Solutions Insurance Agency

The agency expanded to add an office in International Falls in 2005, Saint Cloud in 2009, and Savage in 2013, allowing us to provide our services to literally every corner of the state. But, it doesn't stop there. With producers licensed throughout the USA, we have existing customers in Wisconsin, Iowa, South Dakota, North Dakota, and beyond—from Texas to Massachusetts.

Whether your business is a start-up or a multi-state entity with a sophisticated employee benefit or property/casualty risk management program, we'll take a consultative approach to working with you. And, we'll work with you to devise the most appropriate and competitive insurance program to protect your human and financial assets.

Our regional and national carrier partners include some of the most well-known and financially secure employee benefit and property/casualty carriers available. In addition, our service platform is expanded to offer loss control services, human resource consulting, and employment law consultations.

Our experienced employees are proud of the companies we represent and the customers we serve. We strive to provide quality insurance services at optimal value. Professional and ethical behavior is paramount in all of our business relationships.

Thank you for visiting. To learn more about SIA, please contact any of our offices HERE.